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Butterfly Automations
Financial Planning AssistantAvailable

Penny: an AI budgeting assistant for everyday money planning

Make every penny count.

Budgets feel complicated, so many people never start one. Penny makes the basics visible: income, costs, what is left and a simple path to a goal.

Try the demo
Penny financial planning assistant interface showing monthly budget planning and spending category organisation (example)
Example interface. Names and figures are illustrative.

What Penny does

  • Monthly budget planning
  • Spending category organisation
  • Savings goal calculations
  • Scenario comparisons
  • General money education

Popular use cases

  • First personal budget
  • Saving for a holiday or deposit
  • Comparing what-if spending changes

Who it's for

Individuals.

How it works

  1. 1

    Enter your monthly income and costs.

  2. 2

    Penny calculates what is left each month.

  3. 3

    Add a savings goal to see a rough timeline.

  4. 4

    Try different numbers to compare scenarios.

Penny AI budgeting and financial planning assistant.

Try Penny

A working example you can use right now. It runs on sample data in your browser, and each demo says what it can and can't do.

Penny · Budget Planner
Illustrative figures · sample data

Scenario: Pick a fictional profile or type your own illustrative numbers.

Left each month

£900

Months to goal

4

50/30/20 guide

£1,600 / £960 / £640

What this demo can't do: This is a simple calculation for general education, not financial advice. It doesn't connect to any bank.

Limitations, privacy and safety

  • Clearly explain that Penny provides general budgeting and organisation support, not regulated financial advice, unless the required authorisation and functionality are in place.
  • Penny provides general budgeting and organisation support, not regulated financial advice.
  • It does not connect to bank accounts.
  • Figures in the demo are illustrative calculations only.
  • Integrations with your own tools are set up per project and confirmed during your demo.

Frequently asked questions

Is Penny available to use today?

Yes. Penny is available now. Book a demo and we will walk you through it, set it up around your needs and answer any questions.

Is Penny a financial adviser?

No. Penny is a budgeting and organisation tool. For advice about investments, debt or pensions, speak to a qualified, regulated adviser.

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See Penny in action

Book a short demo with the Butterfly Automations founders. We'll show Penny working on a scenario like yours.